Boat Insurance Texas

Texas Boat Insurance Information

The value of quality boat insurance often doesn't become apparent until
you really need it. Whether it's a minor dent or a more substantial
accident, it pays to have insurance coverage you can count on.

Let our experienced Texas boat insurance specialist explain the different
Liability Limits, Comprehensive, Personal Injury Protection, Collision,
Medical coverages, and deductibles that are available for you to choose
from. We offer affordable boat insurance policies from a leader in the
insurance industry.

Learn more about Texas Boat Insurance
coverage options below!

Click on the link below to fill out a secure quote request form for a
Boat Insurance policy that will provide excellent insurance coverage
for your boat at an affordable cost. Or speak with our Texas Boat
Insurance agent specialist toll free at (800) 582-4368 to discuss the
features.

We are your local Houston, Texas area insurance agency, offering affordable boat insurance
policy premiums in the following cities and counties: Pasadena, Deer Park, Pearland, Galena
Park, Jacinto City, La Porte, Bellaire, West University Place, North Houston, Cloverleaf,
Beaumont Place, Spring Valley, South Houston, Hilshire Village, Humble, Houmont Park,
Friendswood, League City, Alvin, Mission Bend, Sugar Land, Stafford, Missouri City, Texas
City, Webster, Dickinson, Baytown, Channelview, Highlands, Seabrook, Bacliff, La Marque,
Jersey Village, Town West, Westfield, Kingwood, Spring, The Woodlands, Liberty, Conroe,
Tomball, Hempstead, Galveston, Crystal Beach, Lake Jackson, Algoa, Santa Fe, Juliff, Arcola,
Needville, Katy, Dayton, Angleton, Beaumont, Port Arthur, Bammel, Kohrville, Manvel, Bay
City, Beasley, Rosenberg, Richmond, Orchard, Fulshear, Brenham, Addicks, Brookshire, San
Felipe, Hockley, Prairie View, New Caney, Beach City, Nassau Bay, Harris County, Fort Bend
County, Brazoria County, Galveston County, Montgomery County, and Liberty County, TX. We
also offer boat insurance services throughout the state of Texas, including in El Paso, Austin,
Abilene, Dallas, Ft. Worth, Irving, Garland, Plano, Richardson, Carrollton, Grand Prairie,
Lancaster, Duncanville, Cedar Hill, De Soto, Mesquite, Lewisville, Grapevine, North Richland
Hills, Mansfield, Euless, McAllen, Weslaco, Alamo, Donna, Edcouch, Elsa, Edinburg, Hargil,
Hidalgo, Sullivan City, Santa Rosa, San Juan, Pharr, Mission, Mercedes, San Manuel, La Feria,
Harlingen, Brownsville, Taylor County, Dallas County, Tarrant County, El Paso County, Hidalgo
County, Cameron County, and the metro area of San Antonio, TX.

**The information, pictures, and other content in this website about particular insurance
services is only provided for informational purposes. Any decisions regarding your
insurance needs should be discussed with a licensed insurance agent.

Texas Boat Insurance Info

Covers damage caused to the owners boat from a collision
caused by another boat, vehicle, or other object. The deductible is
the amount you choose to pay upfront (if any) before the boat
insurance policy pays. The higher the deductible chosen the
lower the collision coverage cost of the Texas boat insurance
policy.

Covers damage caused to the insured's boat (your boat) from risks such as theft, fire,
falling objects, earthquake, flood, missiles, explosion, riot and civil unrest. The
deductible is the amount you choose to pay upfront (if any) before the boat insurance
policy pays. The higher the deductible chosen the lower the comprehensive coverage
cost of the Texas boat insurance policy.

Texas Boat Insurance Info

Injuries that you (insured) cause to someone else is covered under this part of a
boat insurance policy. The minimum liability insurance coverage available for
purchase in Texas is 20/40 and is explained in detail below. However, we
recommend that you choose liability insurance coverage amounts that are much
higher than the minimums listed below. Contact us toll free at (800) 582-4368 to
discuss what liability coverage amounts you require to meet your needs.

20/40/15 20=$20,000 - 40=$40,000 - 15=$15,000

First number = bodily injury liability maximum for one person injured in an
accident.

Second number = bodily injury liability maximum for all injuries in one
accident.

Third number = property damage liability maximum for one accident.

Damage caused by the insured (you) to someone else's property, such as
another boat or dock, is covered through property damage boat insurance
coverage. This coverage also assists in protecting you if a lawsuit arises from
an accident. The minimum required coverage amount in Texas is $15,000.

Bodily Injury Liability

Property Damage Liability

Texas Liability Coverage limits explanation:

Texas Boat Insurance Info

80% of medical benefits for all reasonable expenses for necessary medical,
surgical, x-ray, dental and rehabilitative services, including prosthetic devices,
wheelchairs, crutches, slings, neck braces and splints (including necessary travel
related to medical care.)

80% of necessary remedial treatment (nursing home care or home nursing care).

60% of disability benefits for any loss of gross income and loss of earning capacity
from inability to work because of an injury suffered in an accident.

Teaxs Boat Insurance Info

20/40 20=$20,000 - 40=$40,000

First number = uninsured boater maximum for one person
injured in an accident.

Second number = uninsured boater maximum for all injuries in
one accident.

Example of Uninsured limits:

Covers the insured (you) for your bodily injury caused by a hit-and-run driver or an at-
fault driver who has no liability insurance. This is not a required coverage for Boat
Insurance in Texas. Contact us toll free at (800) 582-4368 to discuss what uninsured
coverage amounts you require to meet your family or personal needs.

Texas does not require (PIP) or personal injury protection coverage. This coverage
pays medical bills for injuries suffered in a boat accident regardless of who caused
the accident.

Proudly serving

Texas since 1993!

Home - Auto - Boat - Business

Barhorst Insurance Group

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Barhorst Insurance Group

8220 Jones Road

Suite 100

Houston, Texas 77065

Harris County, TX

(713) 856-5533

Toll Free: (800) 582-4368

Fax: (713) 856-5999