Texas Builders Risk Insurance

Texas Builders Risk Insurance Information

Builders risk insurance provides coverage for buildings that are under
construction. The construction can be new, a remodel, or repair.
Coverage includes materials at the work site before they are installed,
any materials intended for the work site that are in transit, and the value
of the new, remodeled, or repaired property being built until it's
completed and the owner accepts the work.

Texas builders risk insurance coverage can also be purchased for
specific home improvement projects such as a new room addition, a
deck or a remodeled kitchen.

Those who should seriously consider purchasing builders risk
insurance include general contractors, subcontractors, home builders,
real estate developers, building owners, colleges and universities, and
municipalities.

A Texas builders risk insurance policy includes perils such as theft,
vandalism, fire, wind storm, lightning, and hail. Most policies offer
limited coverage for collapse. Standard exclusions include earthquake,
flood, weather damage to property in the open, water damage,
employee theft, mechanical breakdown, war, government action,
contract penalty, and voluntary parting. Another important exclusion is
for damage resulting from faulty design, planning, workmanship and
materials. Builders risk insurance is meant to offer coverage for
accidental events and not for poor construction. Earthquake and flood
coverage can usually be added to the policy for an additional cost.

The named insured of a builders risk insurance policy is usually the
contractor or developer of the property. However, it may be the
building owner or homeowner if they are responsible for insuring the
property while under construction, particularly when the construction
is a remodel or repair. A mortgagee or lien holder may be added as
an additional insured.

We have the experience to analyze and recommend the correct
builders risk insurance coverage for your Texas business. Our
strong relationships with insurers results in direct cost savings for
our clients.

Click on the link below to fill out a secure quote request form for a
Texas builders risk insurance policy that regardless of whether
you're a large employer or a small business, will provide
exceptional insurance coverage for your business at an affordable
cost. Or speak with our Texas Commercial Insurance specialist
toll free at (800) 582-4368 to discuss the features.

We are your local Houston, Texas area insurance agency, offering
experienced builders risk insurance plan services to businesses in the
following cities and counties: Pasadena, Deer Park, Pearland, Galena Park,
Jacinto City, La Porte, Bellaire, West University Place, North Houston,
Cloverleaf, Beaumont Place, Spring Valley, South Houston, Hilshire Village,
Humble, Houmont Park, Friendswood, League City, Alvin, Mission Bend,
Sugar Land, Stafford, Missouri City, Texas City, Webster, Dickinson,
Baytown, Channelview, Highlands, Seabrook, Bacliff, La Marque, Jersey
Village, Town West, Westfield, Kingwood, Spring, The Woodlands, Liberty,
Conroe, Tomball, Hempstead, Galveston, Crystal Beach, Lake Jackson,
Algoa, Santa Fe, Juliff, Arcola, Needville, Katy, Dayton, Angleton,
Beaumont, Port Arthur, Bammel, Kohrville, Manvel, Bay City, Beasley,
Rosenberg, Richmond, Orchard, Fulshear, Brenham, Addicks, Brookshire,
San Felipe, Hockley, Prairie View, New Caney, Beach City, Nassau Bay,
Harris County, Fort Bend County, Brazoria County, Galveston County,
Montgomery County, and Liberty County, TX. We also offer builders risk
insurance services throughout the state of Texas, including in El Paso,
Austin, Abilene, Dallas, Ft. Worth, Irving, Garland, Plano, Richardson,
Carrollton, Grand Prairie, Lancaster, Duncanville, Cedar Hill, De Soto,
Mesquite, Lewisville, Grapevine, North Richland Hills, Mansfield, Euless,
McAllen, Weslaco, Alamo, Donna, Edcouch, Elsa, Edinburg, Hargil,
Hidalgo, Sullivan City, Santa Rosa, San Juan, Pharr, Mission, Mercedes,
San Manuel, La Feria, Harlingen, Brownsville, Taylor County, Dallas
County, Tarrant County, El Paso County, Hidalgo County, Cameron
County, and the metro area of San Antonio, TX.

**The information, pictures, and other content in this website about
particular insurance services is only provided for informational purposes.
Any decisions regarding your insurance needs should be discussed with
a licensed insurance agent.