Texas Builders Risk Insurance

Texas Builders Risk Insurance Information

Builders risk insurance provides coverage for buildings that are under
construction. The construction can be new, a remodel, or repair.
Coverage includes materials at the work site before they are installed,
any materials intended for the work site that are in transit, and the value
of the new, remodeled, or repaired property being built until it's
completed and the owner accepts the work.

Texas builders risk insurance coverage can also be purchased for
specific home improvement projects such as a new room addition, a
deck or a remodeled kitchen.

Those who should seriously consider purchasing Texas builders risk
insurance include general contractors, subcontractors, home builders,
real estate developers, building owners, colleges and universities, and
municipalities.

A Texas builders risk insurance policy includes perils such as theft,
vandalism, fire, wind storm, lightning, and hail. Most policies offer
limited coverage for collapse. Standard exclusions include earthquake,
flood, weather damage to property in the open, water damage,
employee theft, mechanical breakdown, war, government action,
contract penalty, and voluntary parting. Another important exclusion is
for damage resulting from faulty design, planning, workmanship and
materials. Builders risk insurance is meant to offer coverage for
accidental events and not for poor construction. Earthquake and flood
coverage can usually be added to the policy for an additional cost.

The named insured of a Texas builders risk insurance policy is
usually the contractor or developer of the property. However, it may
be the building owner or homeowner if they are responsible for
insuring the property while under construction, particularly when the
construction is a remodel or repair. A mortgagee or lien holder may
be added as an additional insured.

We have the experience to analyze and recommend the correct
builders risk insurance coverage for your Texas business. Our
strong relationships with insurers results in direct insurance cost
savings for our clients.

Click on the link below to fill out a secure quote request form for a
Texas builders risk insurance policy that regardless of whether
you're a large employer or a small business, will provide
exceptional insurance coverage for your business at an affordable
cost. Or you can speak with our Texas Builders Risk Insurance
specialist toll free at (800) 582-4368 to discuss the policy features
in more detail.

We are a Houston, TX area insurance agency, offering experienced Texas
builders risk insurance plan services to businesses in the following cities
and counties: Pasadena, Deer Park, Pearland, Galena Park, Jacinto City,
La Porte, Bellaire, West University Place, North Houston, Cloverleaf,
Beaumont Place, Spring Valley, South Houston, Hilshire Village, Humble,
Houmont Park, Friendswood, League City, Alvin, Mission Bend, Sugar
Land, Stafford, Missouri City, Texas City, Webster, Dickinson, Baytown,
Channelview, Highlands, Seabrook, Bacliff, La Marque, Jersey Village,
Town West, Westfield, Kingwood, Spring, The Woodlands, Liberty, Conroe,
Tomball, Hempstead, Galveston, Crystal Beach, Lake Jackson, Algoa,
Santa Fe, Juliff, Arcola, Needville, Katy, Dayton, Angleton, Beaumont, Port
Arthur, Bammel, Kohrville, Manvel, Bay City, Beasley, Rosenberg,
Richmond, Orchard, Fulshear, Brenham, Addicks, Brookshire, San Felipe,
Hockley, Prairie View, New Caney, Beach City, Nassau Bay, Harris
County, Fort Bend County, Brazoria County, Galveston County,
Montgomery County, and Liberty County, TX. We also offer Texas builders
risk insurance services throughout the Lone Star State, including in El
Paso, Austin, Abilene, Dallas, Ft. Worth, Irving, Garland, Plano,
Richardson, Carrollton, Grand Prairie, Lancaster, Duncanville, Cedar Hill,
De Soto, Mesquite, Lewisville, Grapevine, North Richland Hills, Mansfield,
Euless, McAllen, Weslaco, Alamo, Donna, Edcouch, Elsa, Edinburg,
Hargil, Hidalgo, Sullivan City, Santa Rosa, San Juan, Pharr, Mission,
Mercedes, San Manuel, La Feria, Harlingen, Brownsville, Taylor County,
Dallas County, Tarrant County, El Paso County, Hidalgo County, Cameron
County, and San Antonio, TX.

**The information, pictures, and other content in this website about
particular insurance services is only provided for informational purposes.
Any decisions regarding your insurance needs should be discussed with
a licensed insurance agent.