|
Texas Motorcycle Insurance Information
|
|
The value of good motorcycle insurance often doesn't become apparent
until you really need it. Whether it's a minor fender bender or a more substantial accident, it pays to have insurance coverage you can count on. |
|
Let our experienced Texas Motorcycle Insurance policy specialist
explain the different Liability limits, Comprehensive, Collision, Uninsured Motorist, Medical coverages, and deductibles that are available for you to choose from. We offer affordable motorcycle insurance policies from a leader in the insurance industry. This means stable premiums and none of those 15% increases after the first year. |
|
Learn more about Texas Motorcycle Insurance
policy coverage options below! |
|
Click on the link below to fill out a secure quote request form for a
Motorcycle Insurance policy that will provide excellent motorcycle insurance coverage at an affordable cost. Or speak with our Texas Motorcycle Insurance agent specialist toll free at (800) 582-4368 to discuss the features. |
|
We are your local Houston, Texas area insurance agency, offering affordable
motorcycle insurance policy premiums in the following cities and counties: Pasadena, Deer Park, Pearland, Galena Park, Jacinto City, La Porte, Bellaire, West University Place, North Houston, Cloverleaf, Beaumont Place, Spring Valley, South Houston, Hilshire Village, Humble, Houmont Park, Friendswood, League City, Alvin, Mission Bend, Sugar Land, Stafford, Missouri City, Texas City, Webster, Dickinson, Baytown, Channelview, Highlands, Seabrook, Bacliff, La Marque, Jersey Village, Town West, Westfield, Kingwood, Spring, The Woodlands, Liberty, Conroe, Tomball, Hempstead, Galveston, Crystal Beach, Lake Jackson, Algoa, Santa Fe, Juliff, Arcola, Needville, Katy, Dayton, Angleton, Beaumont, Port Arthur, Bammel, Kohrville, Manvel, Bay City, Beasley, Rosenberg, Richmond, Orchard, Fulshear, Brenham, Addicks, Brookshire, San Felipe, Hockley, Prairie View, New Caney, Beach City, Nassau Bay, Harris County, Fort Bend County, Brazoria County, Galveston County, Montgomery County, and Liberty County, TX. We also offer motorcycle insurance services throughout the state of Texas, including in El Paso, Austin, Abilene, Dallas, Ft. Worth, Irving, Garland, Plano, Richardson, Carrollton, Grand Prairie, Lancaster, Duncanville, Cedar Hill, De Soto, Mesquite, Lewisville, Grapevine, North Richland Hills, Mansfield, Euless, McAllen, Weslaco, Alamo, Donna, Edcouch, Elsa, Edinburg, Hargil, Hidalgo, Sullivan City, Santa Rosa, San Juan, Pharr, Mission, Mercedes, San Manuel, La Feria, Harlingen, Brownsville, Taylor County, Dallas County, Tarrant County, El Paso County, Hidalgo County, Cameron County, and the metro area of San Antonio, TX. |
|
**The information, pictures, and other content in this website about particular
insurance services is only provided for informational purposes. Any decisions regarding your insurance needs should be discussed with a licensed insurance agent. |
|
Bodily Injury Liability
|
|
Injuries that you (insured) cause to someone else is covered under this part of a
motorcycle insurance policy. The minimum bodily liability insurance coverage available for purchase in Texas is 20/40 and is explained in detail below. However, we recommend that you choose liability insurance coverage amounts that are much higher than the minimums listed below. Contact us toll free at (800) 582- 4368 to discuss what liability coverage amounts you require to meet your family and personal needs. |
|
Texas Liability Coverage limits explanation:
|
|
20/40/15 20=$20,000 - 40=$40,000 - 15=$15,000
First number = bodily injury liability maximum for one person injured in an
accident.
Second number = bodily injury liability maximum for all injuries in one
accident.
Third number = property damage liability maximum for one accident.
|
|
Property Damage Liability
|
|
Damage caused by the insured (you) to someone else's property, such as a
motorcycle, car, fence, or house, is covered through property damage motorcycle insurance coverage. The minimum coverage amount in Texas is $15,000. |
|
Medical payments coverage pays for the medical and funeral expenses for you
or others hurt or killed in an accident while riding on or driving your motorcycle. Claims against this coverage include all reasonable hospital, surgical, chiropractor, X-ray, dental, professional nursing, prosthetic, and funeral expenses. It will also cover you or members of your family if you are hit by a car when you are walking or if you are riding on another motorcycle. This coverage will pay for your medical and funeral expenses even if you cause the accident. The coverage is often limited to medical care you get in the first one, two, or three years after the accident and is limited to a specific dollar amount. This is not a required Motorcycle Insurance coverage in Texas. |
|
20/40 20=$20,000 - 40=$40,000
First number = uninsured motorist maximum for one person injured
in an accident.
Second number = uninsured motorist maximum for all injuries in one
accident. |
|
Covers damage caused to the owners motorcycle from a collision caused by another
vehicle or other object. The deductible is the amount you choose to pay upfront (if any) before the motorcycle insurance policy pays. The higher the deductible you choose, the lower the collision coverage cost within the Texas Motorcycle Insurance policy. |
|
Texas Motorcycle Insurance FAQ
|
|
Covers damage caused to the insured's motorcycle (your motorcycle) from risks
such as theft, fire, falling objects, earthquake, flood, missiles, explosion, riot and civil unrest. The deductible is the amount you choose to pay upfront (if any) before the motorcycle insurance policy pays. The higher the deductible chosen the lower the comprehensive coverage cost within the Texas Motorcycle Insurance policy. |
|
Texas Motorcycle Insurance FAQ
|
|
Texas Motorcycle Insurance FAQ
|
|
Texas Motorcycle Insurance FAQ
|
|
Example of uninsured motorist limits:
|
|
Texas Motorcycle Insurance FAQ
|
|
Covers the insured (you) for your bodily injury caused by a hit-and-run driver or
an at-fault driver who has no auto or motorcycle liability insurance. This is not a required coverage for Motorcycle Insurance in Texas. Contact us toll free at
(800) 582-4368 to discuss what uninsured coverage amounts you require to
meet your family and personal needs. |
|
This coverage comes into play when an at-fault driver has auto or motorcycle
liability insurance, but the limit of insurance is inadequate to pay for your damages. |
|
Protects you if your motorcycle is damaged in an accident caused by a driver
who has insufficient auto or motorcycle insurance coverage. This coverage pays the difference between the coverage limit you select and the other driver's property damage coverage limit. This is not a required coverage in Texas. |
|
This type of motorcycle insurance coverage pays for your medical
expenses, lost wages, and other damages when you or your passengers are injured in an accident caused by a driver who has insufficient auto or motorcycle insurance coverage. The motorcycle insurance coverage typically pays the difference between the coverage limit you select and the other driver's bodily injury coverage limit. This is not a required motorcycle insurance coverage in Texas. |
|
Underinsured Motorist Bodily Injury Coverage
|
|
Underinsured Motorist Property Damage Coverage
|
|
Texas Motorcycle Insurance FAQ
|
|
Click on the link below to fill out a secure quote request form for a Motorcycle
Insurance policy that will provide excellent motorcycle insurance coverage at an affordable cost. Or speak with our Texas Motorcycle Insurance agent specialist toll free at (800) 582-4368 to discuss the features. |
|
SSL Secure
|
|
SSL Secure
|
|
SSL Secure
|
|
SSL Secure
|
|
SSL Secure
|
|
SSL Secure
|
|
SSL Secure
|
|
Proudly serving
Texas since 1993!
|
|
Home - Auto - Flood - Business
|
|
BARHORST
|
|
Insurance Group
|
|
Barhorst Insurance Group
|
|
Copyright 2005 - 2008 Barhorst Insurance Group - All rights reserved
|
|
Site Built & Maintained by InsuranceWebsiteServices.com
|
|
Motorcycle
Insurance
|
|
Barhorst Insurance Group
8220 Jones Road
Suite 100
Houston, Texas 77065
Harris County, TX
(713) 856-5533
Toll Free: (800) 582-4368
Fax: (713) 856-5999
|