Texas Motorcycle Insurance Information
The value of good motorcycle insurance often doesn't become apparent
until you really need it. Whether it's a minor fender bender or a more
substantial accident, it pays to have Texas motorcycle insurance
coverage you can count on.
Let our experienced Texas Motorcycle Insurance policy specialist
explain the different Liability limits, Comprehensive, Collision,
Uninsured Motorist, Medical coverages, and deductibles that are
available for you to choose from. We offer affordable motorcycle
insurance policies from a leader in the insurance industry. This means
stable premiums and none of those 15% increases after the first year.
Learn more about Texas Motorcycle Insurance
policy coverage options below!
Click on the link below to fill out a secure quote request form for a
Motorcycle Insurance policy that will provide excellent motorcycle
insurance coverage at an affordable cost. Or you can speak with
one of our Texas Motorcycle Insurance agent specialists toll free at
(800) 582-4368 to discuss the policy features in more detail.
We are your local Houston, TX area insurance agency, offering affordable
Texas motorcycle insurance policy premiums in the following cities and
counties: Pasadena, Deer Park, Pearland, Galena Park, Jacinto City, La
Porte, Bellaire, West University Place, North Houston, Cloverleaf, Beaumont
Place, Spring Valley, South Houston, Hilshire Village, Humble, Houmont
Park, Friendswood, League City, Alvin, Mission Bend, Sugar Land, Stafford,
Missouri City, Texas City, Webster, Dickinson, Baytown, Channelview,
Highlands, Seabrook, Bacliff, La Marque, Jersey Village, Town West,
Westfield, Kingwood, Spring, The Woodlands, Liberty, Conroe, Tomball,
Hempstead, Galveston, Crystal Beach, Lake Jackson, Algoa, Santa Fe, Juliff,
Arcola, Needville, Katy, Dayton, Angleton, Beaumont, Port Arthur, Bammel,
Kohrville, Manvel, Bay City, Beasley, Rosenberg, Richmond, Orchard,
Fulshear, Brenham, Addicks, Brookshire, San Felipe, Hockley, Prairie View,
New Caney, Beach City, Nassau Bay, Harris County, Fort Bend County,
Brazoria County, Galveston County, Montgomery County, and Liberty
County, TX. We also offer Texas motorcycle insurance services throughout
the Lone Star State, including in San Antonio, El Paso, Austin, Abilene,
Dallas, Ft. Worth, Irving, Garland, Plano, Richardson, Carrollton, Grand
Prairie, Lancaster, Duncanville, Cedar Hill, De Soto, Mesquite, Lewisville,
Grapevine, North Richland Hills, Mansfield, Euless, McAllen, Weslaco,
Alamo, Donna, Edcouch, Elsa, Edinburg, Hargil, Hidalgo, Sullivan City, Santa
Rosa, San Juan, Pharr, Mission, Mercedes, San Manuel, La Feria, Harlingen,
Brownsville, Taylor County, Dallas County, Tarrant County, El Paso County,
Hidalgo County, and Cameron County, TX.
**The information, pictures, and other content in this website about particular
insurance services is only provided for informational purposes. Any decisions
regarding your insurance needs should be discussed with a licensed insurance agent.
Liability Coverage (Bodily Injury & Property Damage) - Motorcycle Insurance
Bodily Injury Liability
Injuries that you (insured) cause to someone else is covered under this part of a
motorcycle insurance policy. The minimum bodily liability insurance coverage
available for purchase in Texas is 30/60 and is explained in detail below. However,
we recommend that you choose liability insurance coverage amounts that are
much higher than the minimums listed below. Contact us toll free at (800) 582-
4368 to discuss what liability coverage amounts you require to meet your family
and personal needs.

Texas Liability Coverage limits explanation:
30/60/25 30=$30,000 - 60=$60,000 - 25=$25,000
First number = bodily injury liability maximum for one person injured in an
accident.
Second number = bodily injury liability maximum for all injuries in one
accident.
Third number = property damage liability maximum for one accident.
Property Damage Liability
Damage caused by the insured (you) to someone else's property, such as a
motorcycle, car, fence, or house, is covered through property damage
motorcycle insurance coverage. The minimum coverage amount in Texas is
$25,000.
Medical Payments Coverage - Texas Motorcycle Insurance Policy
Medical payments coverage pays for the medical and funeral expenses for you
or others hurt or killed in an accident while riding on or driving your motorcycle.
Claims against this coverage include all reasonable hospital, surgical,
chiropractor, X-ray, dental, professional nursing, prosthetic, and funeral
expenses. It will also cover you or members of your family if you are hit by a
car when you are walking or if you are riding on another motorcycle. This
coverage will pay for your medical and funeral expenses even if you cause the
accident. The coverage is often limited to medical care you get in the first one,
two, or three years after the accident and is limited to a specific dollar amount.
This is not a required Motorcycle Insurance coverage in Texas.
20/40 20=$20,000 - 40=$40,000
First number = uninsured motorist maximum for one person injured
in an accident.
Second number = uninsured motorist maximum for all injuries in one
accident.

Collision Coverage - Texas Motorcycle Insurance Policy
Covers damage caused to the owners motorcycle from a collision caused by another
vehicle or other object. The deductible is the amount you choose to pay upfront (if any)
before the motorcycle insurance policy pays. The higher the deductible you choose, the
lower the collision coverage cost within the Texas Motorcycle Insurance policy.
Texas Motorcycle Insurance FAQ
Comprehensive Coverage - Texas Motorcycle Insurance Policy
Covers damage caused to the insured's motorcycle (your motorcycle) from risks
such as theft, fire, falling objects, earthquake, flood, missiles, explosion, riot and civil
unrest. The deductible is the amount you choose to pay upfront (if any) before the
motorcycle insurance policy pays. The higher the deductible chosen the lower the
comprehensive coverage cost within the Texas Motorcycle Insurance policy.
Texas Motorcycle Insurance FAQ
Texas Motorcycle Insurance FAQ
Texas Motorcycle Insurance FAQ
Uninsured Motorist Coverage - Texas Motorcycle Insurance Policy
Example of uninsured motorist limits:
Texas Motorcycle Insurance FAQ
Covers the insured (you) for your bodily injury caused by a hit-and-run driver or
an at-fault driver who has no auto or motorcycle liability insurance. This is not a
required coverage for Motorcycle Insurance in Texas. Contact us toll free at
(800) 582-4368 to discuss what uninsured coverage amounts you require to
meet your family and personal needs.

Underinsured Motorist Coverage - Texas Motorcycle Insurance Policy
This coverage comes into play when an at-fault driver has auto or motorcycle
liability insurance, but the limit of insurance is inadequate to pay for your
damages.

Protects you if your motorcycle is damaged in an accident caused by a driver
who has insufficient auto or motorcycle insurance coverage. This coverage
pays the difference between the coverage limit you select and the other
driver's property damage coverage limit. This is not a required coverage in
Texas.
This type of motorcycle insurance coverage pays for your medical
expenses, lost wages, and other damages when you or your passengers
are injured in an accident caused by a driver who has insufficient auto or
motorcycle insurance coverage. The motorcycle insurance coverage
typically pays the difference between the coverage limit you select and the
other driver's bodily injury coverage limit. This is not a required motorcycle
insurance coverage in Texas.
Underinsured Motorist Bodily Injury Coverage
Underinsured Motorist Property Damage Coverage
Texas Motorcycle Insurance FAQ
Click on the link below to fill out a secure quote request form for a Motorcycle
Insurance policy that will provide excellent motorcycle insurance coverage at
an affordable cost. Or you can speak with our Texas Motorcycle Insurance
agent specialist toll free at (800) 582-4368 to discuss the policy features.
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Barhorst Insurance Group
8220 Jones Road
Suite 100
Houston, Texas 77065
Harris County, TX
(713) 856-5533
Toll Free: (800) 582-4368
Fax: (713) 856-5999

Texas Motorcycle Insurance Information
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