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Texas RV Insurance Policy Information
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The value of good recreational vehicle insurance often doesn't
become apparent until you really need it. Whether it's a minor fender bender or a more substantial accident, it pays to have insurance coverage you can count on. |
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Let one of our experienced Texas RV insurance policy specialists
explain the different Liability limits, Comprehensive, Collision, Personal Injury Protection, Uninsured Motorist, and Medical coverages, as well as Full-Timer coverage, Vacation Liability coverage, Total Lost Replacement Cost coverage for newer RV's, and the deductibles that are available for you to choose from. We offer affordable recreational vehicle (RV) insurance policies from a leader in the insurance industry. |
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Learn more about Texas RV Insurance policy
coverage options below! |
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Click on the link below to fill out a secure quote request form for a
Texas RV Insurance policy that will provide excellent RV insurance coverage at an affordable cost. Or speak with our Auto Insurance agent specialist toll free at (800) 582-4368 to discuss the features. |
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We are your local Houston, Texas area insurance agency, offering affordable (RV) recreational
vehicle insurance policy premiums in the following cities and counties: Pasadena, Deer Park, Pearland, Galena Park, Jacinto City, La Porte, Bellaire, West University Place, North Houston, Cloverleaf, Beaumont Place, Spring Valley, South Houston, Hilshire Village, Humble, Houmont Park, Friendswood, League City, Alvin, Mission Bend, Sugar Land, Stafford, Missouri City, Texas City, Webster, Dickinson, Baytown, Channelview, Highlands, Seabrook, Bacliff, La Marque, Jersey Village, Town West, Westfield, Kingwood, Spring, The Woodlands, Liberty, Conroe, Tomball, Hempstead, Galveston, Crystal Beach, Lake Jackson, Algoa, Santa Fe, Juliff, Arcola, Needville, Katy, Dayton, Angleton, Beaumont, Port Arthur, Bammel, Kohrville, Manvel, Bay City, Beasley, Rosenberg, Richmond, Orchard, Fulshear, Brenham, Addicks, Brookshire, San Felipe, Hockley, Prairie View, New Caney, Beach City, Nassau Bay, Harris County, Fort Bend County, Brazoria County, Galveston County, Montgomery County, and Liberty County, TX. We also offer RV insurance services throughout the state of Texas, including in El Paso, Austin, Abilene, Dallas, Ft. Worth, Irving, Garland, Plano, Richardson, Carrollton, Grand Prairie, Lancaster, Duncanville, Cedar Hill, De Soto, Mesquite, Lewisville, Grapevine, North Richland Hills, Mansfield, Euless, McAllen, Weslaco, Alamo, Donna, Edcouch, Elsa, Edinburg, Hargil, Hidalgo, Sullivan City, Santa Rosa, San Juan, Pharr, Mission, Mercedes, San Manuel, La Feria, Harlingen, Brownsville, Taylor County, Dallas County, Tarrant County, El Paso County, Hidalgo County, Cameron County, and the metro area of San Antonio, TX. |
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Proudly serving
Texas since 1993!
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Home - Auto - RV - Business
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BARHORST
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Insurance Group
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Barhorst Insurance Group
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Copyright 2005 - 2008 Barhorst Insurance Group - All rights reserved
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This coverage comes into play when an at-fault driver has RV, auto or motorcycle
liability insurance, but the limit of insurance is inadequate to pay for your damages. |
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Underinsured Motorist Bodily Injury Coverage
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This type of RV insurance coverage pays for your medical expenses, lost wages,
and other damages when you or your passengers are injured in an accident caused by a driver who has insufficient RV, auto or motorcycle insurance coverage. The RV insurance coverage typically pays the difference between the coverage limit you select and the other driver's bodily injury coverage limit. This is not a required RV insurance coverage in Texas. |
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Underinsured Motorist Property Damage Coverage
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Protects you if your RV is damaged in an accident caused by a driver who has
insufficient insurance coverage. This coverage pays the difference between the coverage limit you select and the other driver's property damage coverage limit. This is not a required coverage in Texas. |
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Texas RV Insurance Policy FAQ
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Click on the link below to fill out a secure quote request form for a Texas RV
Insurance policy that will provide excellent insurance coverage at an affordable cost. Or speak with our Personal Insurance agent specialist toll free at
(800) 582-4368 to discuss the features.
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Covers damage caused to the insured's RV (your RV) from risks such as theft,
fire, falling objects, earthquake, flood, missiles, explosion, riot and civil unrest. The deductible is the amount you choose to pay upfront (if any) before the RV insurance policy pays. The higher the deductible chosen the lower the comprehensive coverage cost within the Texas RV insurance policy. |
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Covers damage caused to the owners RV from a collision caused
by another auto, RV, or other object. The deductible is the amount you choose to pay upfront (if any) before the RV insurance policy pays. The higher the deductible chosen the lower the collision coverage cost within the RV insurance policy. |
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Texas RV Insurance Policy FAQ
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Texas RV Insurance Policy FAQ
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Texas RV Insurance Policy FAQ
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Bodily Injury Liability
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Injuries that you (insured) cause to someone else is covered under this part of
an RV insurance policy. The minimum liability insurance coverage available for purchase in Texas is 20/40 and is explained in detail below. However, we recommend that you choose liability insurance coverage amounts that are much higher than the minimums listed below for your RV. Contact us toll free at (800) 582-4368 to discuss what liability coverage amounts you require to meet your family and personal needs. |
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Texas Liability Coverage limits explanation:
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20/40/15 20=$20,000 - 40=$40,000 - 15=$15,000
First number = bodily injury liability maximum for one person injured in an
accident.
Second number = bodily injury liability maximum for all injuries in one
accident.
Third number = property damage liability maximum for one accident.
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Property Damage Liability
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Damage caused by the insured (you) to someone else's property, such as a
motorcycle, RV, car, truck, fence, or house, is covered through property damage RV insurance coverage. This coverage also assists in protecting you if a lawsuit arises from an accident. The minimum coverage amount in Texas is $15,000. |
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Benefits Provided Include:
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Pays 80% of all reasonable expenses for necessary medical, surgical, x-ray,
dental and rehabilitative services, including prosthetic devices, wheelchairs, crutches, slings, neck braces and splints (including necessary travel related to medical care.) |
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Necessary remedial treatment (nursing home care or home nursing care).
Pays 60% of gross income loss caused by inability to work because of an
injury suffered in an accident.
$5,000 death benefit
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Texas RV Insurance Policy FAQ
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Texas RV Insurance Policy FAQ
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Texas does not require (PIP) or personal injury protection coverage. This
coverage pays medical bills for injuries suffered in an auto accident regardless of who caused the accident. |
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Medical payments coverage pays for the medical and funeral expenses for you
or others hurt or killed in an accident while riding in or driving your RV. Claims against this coverage include all reasonable hospital, surgical, chiropractor, X- ray, dental, professional nursing, prosthetic, and funeral expenses. It will also cover you or members of your family if you are hit by a RV when you are walking or if you are riding in another RV. This coverage will pay for your medical and funeral expenses even if you cause the accident. The coverage is often limited to medical care you get in the first one, two, or three years after the accident and is limited to a specific dollar amount. This is not a required RV Insurance coverage in Texas. |
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Texas RV Insurance Policy FAQ
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20/40 20=$20,000 - 40=$40,000
First number = uninsured motorist maximum for one person injured
in an accident.
Second number = uninsured motorist maximum for all injuries in one
accident. |
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Example of uninsured motorist limits:
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Covers the insured (you) for your bodily injury caused by a hit-and-run driver or
an at-fault driver who has no auto liability insurance. This coverage is not required for RV Insurance in Texas. Contact us toll free at (800) 582-4368 to discuss what uninsured coverage amounts you require to meet your family and personal needs. |
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**The information, pictures, and other content in this website about particular insurance
services is only provided for informational purposes. Any decisions regarding your insurance needs should be discussed with a licensed insurance agent. |
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RV
Insurance
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Barhorst Insurance Group
8220 Jones Road
Suite 100
Houston, Texas 77065
Harris County, TX
(713) 856-5533
Toll Free: (800) 582-4368
Fax: (713) 856-5999
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